Das Mintos Handbuch: Erfolgreich in P2P-Kredite investieren: Ein Leitfaden für Privatanleger eBook: Wörner, Sebastian, Franzen, Sventja: malabotravel.com Das die Plattform nach wie vor einen Großteil des P2P Marktes beherrscht und der Erfolg dafür spricht, dass man bei Mintos einiges richtig. Dafür eignet sich diese P2P Platform Mintos bestens! Obendrein ändert Mintos dann auch noch seine AGBs, aber sowas von zugunsten des Unternehmens und.
FÃŒr andere kaufenDafür eignet sich diese P2P Platform Mintos bestens! Obendrein ändert Mintos dann auch noch seine AGBs, aber sowas von zugunsten des Unternehmens und. Mintos macht Investitionen in P2P-Kredite leicht. Investieren Sie in Ihre finanzielle Zukunft und verdienen Sie mit unseren attraktiven Zinssätzen ein passives. Fragen zum Investieren in P2P-Kredite? Mehr als Anleger diskutieren zum Thema. Erfahrungen, Anbieter, Probleme, Tipps. Komm vorbei!
P2p Mintos Comment navigation Video1.000€ Experiment - Mintos Invest \u0026 Access vs. Bondora Go \u0026 Grow
If Mintos goes out of business, investors on the platform will get full insight into which transactions have been made on the P2P lending marketplace.
As a measure, transaction data is sent to the law firm FORT every month. Upon an unlikely bankruptcy from Mintos, this data will then be used to ensure that the loans are being managed properly by a liquidator or administrator.
Although Mintos has made many efforts to secure its investors, it is also important that you do something yourself. The following points are quite essential to avoid a single point of failure and to protect yourself as an investor:.
Furthermore, you can secure yourself making fractional investments in several loans from different geographical locations, currencies, loan types, from many different loan originators.
It might sound like a big mouthful to do all that, but the Mintos auto-invest function makes this really easy. Bonus tip: We tried to switch from one currency to another on the platform.
It costed a semi-expensive exchange fee. It can, therefore, be a good idea to transfer money to the investment platform in the currency that you intend to invest with.
One of the better things about Mintos is definitely its autoinvestment feature. Using that feature, you can create a Mintos auto invest strategy, which allows you to invest in loans without spending much time on actually handling your P2P investments on a daily basis.
Our advice: Set up a Mintos auto invest strategy to select loans instead of cherry-picking loans on either the primary or secondary market.
Your time is probably better spent elsewhere instead of chasing chicken feed. You can either use one of the predefined Mintos investment strategies or make a custom one for yourself.
The default Mintos investment strategies include a short-term strategy, a diversified strategy, and a secured loan strategy.
You can find more information about the strategies on their website. The easiest choice is clearly to go with one of the predefined strategies.
We actually recommend that you start by selecting one of the strategies you think fits your investment criteria the best.
After selecting the strategy, you can decide which currency it should invest in, whether it should reinvest and how much it should invest.
You might wonder how we choose to invest, and what our return using the platform is. Therefore we are going to give you insight in regards to our investment at Mintos.
Firstly we decided to set up a custom Mintos auto invest strategy. But instead of building the investment strategy from scratch, we actually went with the predefined diversification strategy made by Mintos.
For example, we excluded all loans without a buyback guarantee, as well as raising the minimum interest rate a bit.
Our investment efforts for making this Mintos investing review resulted in the following numbers:. As you can see from our account statement, we managed to get a weighted average interest rate of Where it can actually be a bit difficult to achieve the same return as there is announced on the website on other platforms, we found no issue with this on Mintos.
This is due to the fact that Mintos is the biggest platform with most loans in Europe. As there is a very low chance of Mintos cash drag occurring, we believe that the interest rate you get from Mintos is well worth it.
Especially in relation to the risk you take. Therefore, we also keep our auto invest strategy running for now. For different reasons, including to reduce the platform risk, investors could want to diversify more than one platform.
For example, this could be a very good idea for larger investors, as it is probably the best way to protect your money in case things go south on one of them.
You could also consider real estate crowdfunding instead of investing in P2P lending. To guide you on this, we have made an overview of some of the best real estate crowdfunding platforms.
To conclude our Mintos review, we want to address the fact that Mintos is one of the best platforms we have ever tested. So whether you are a complete beginner to P2P investing or a P2P lending expert, Mintos offers one of the very best P2P lending marketplaces in the world.
The many features such as Mintos strategies, auto-invest, buyback guarantee, etc. But when you are getting comfortable with the platform, you will probably be glad for all the different features as it can make your investments tailored very specifically to your needs.
The tax report feature is also a great addition to the platform, which will make doing taxes a lot easier than on some of the competing platforms.
We also believe that their platform is very secure. However, you must be aware of having to activate two-factor authentication yourself.
In addition, the safety on the platform also depends on how you invest your money on it. But as long as you have your diversification in order and also only investing in buyback guarantee loans from quality loan originators, you will probably have a good and lucrative investment experience with Mintos.
Do you want to invest through the platform after reading our Mintos review? Then click on the button below to get to their website and create an account:.
Skip to content Menu Close. Overview of Mintos. We find the return compared to the safety favorable.
Beginner Friendly. Was versteht man unter P2P Krediten? P2P Kredite: Welche Vorteile haben sie? Wenn du die Website weiter nutzt, gehen wir von deinem Einverständnis aus.
Mehr Infos. Finanzfluss Team. Zu Mintos. Zu Bondora. Zu EstateGuru. Zu Twino. Zu Viainvest. Zu Robocash.
Zu Swaper. Zu Viventor. Zu auxmoney. Neue Zahlungsmethode Trustly [ Gehe zu Seite: Mintos führt weitere zusätzliche Verlängerungen ein [ Gehe zu Seite: Zinsen bei Ausgefallen Krediten [ Gehe zu Seite: 1 , 2 ].
Forward Flow [ Gehe zu Seite: 1 , 2 ]. Auto Invest Diagramm. Mintos crowdinvesting round [ Gehe zu Seite: Even looking at their audited accounts in Bulgarian, I see no funny business from taxes?
We have amended the score and noted the error in the comments. Thanks for flagging this. Creditstar is such s strange beast — Lendermarket had almost everything on time.
I managed to exit a month and a half. On Mintos it is now more than 6 months since I disabled all strategies with next to no profit and everything with delays and postpones.
P2p is a No for me in the current climate. In August rating changes you reported that Creditstar has published its results for 1H Where these can be found?
You have Creditstar at a relatively high rating. Do you take into account that the short-term loans in Spain and Poland behave very differently than the personal loans elsewhere?
Spain and Poland rank 5 in the new Mintos Risk Score, and all of their loans are late. Moreover, no new loans are available on the primary market on Mintos.
Yes Spain and Poland are higher risk countries at the moment, but overall results so far have been fairly good so far this year.
Looking forward to seeing the Q3 update. Here is Hipocredit audited financial reports from did by BDO, if you can update the Key financial information.
Hi Adam. I think we have already uploaded that data. Perhaps try clearing your cache and see if the latest numbers appear? Let us know. Hi Adam — understood, we thought you were referring to the figures not the audit flag.
Thanks, we have updated it. I have noticed that they have a new presentation on their LO page but no Q3 financials as yet. They dont seem to have a large proportion of late payments or any pending payments, which indicates that they are making their repayments on a timely basis.
Does this mean that the FX is not a huge problem for them at the moment? Good question Thomas. The ownership of hard assets like vehicles is probably a very good hedge of their euro funding exposure.
It seems that Mintos finally uploaded the Wowwo audited accounts not sure why they werent available previously!?
I know you werent happy with the audited accounts but the Wowwo Q3 financials look very healthy regardless of the pandemic and the change in exchange rates.
Looks like they are able to absorb quite large increases in exchange rates, which is a good sign for the future. Hi Thomas. Where do you see Q3 financials?
We can only see Q2. But yes, agree that reported performance so far this year is good, even with the Lira depreciation. Does anyone have contact information at Dozarplati?
Agree, they are doing great, and seem well managed. The main risk is that they are operating in places like Moldova and Albania which are emerging markets.
The persons in the group were wondering if this could affect Delfin Group, and if they should remove them from their anti-invest. We have received back a comment from the Delfin CFO.
Apparently the law being discussed would require borrowers to prove to officials that they have no income and no assets. Does not sound that different to the insolvency procedures in many European countries.
Worth monitoring but it seems that most borrowers in this position would have defaulted on their loans anyway, perhaps the recoveries on defaulted loans may fall slightly in some cases….
Pingback: P2P-Anlage. Your email address will not be published. Notify me of follow-up comments by email. Notify me of new posts by email.
Skip to content. Last updated - 21 November Mintos lenders can default or close down - choosing the best lenders is important.
To begin with, below we discuss some recent events:. Mintos provides default recovery estimates to investors for the first time.
Cashwagon will liquidate - Mintos expects significant losses for investors. Finitera plans to sell Kredo and Tigo to Mogo, unlikely to honour Monego commitments.
Finko closes Ukraine subsidiaries and will no longer issue loans on Mintos. Investors reject Capital Service proposals - Mintos is negotiating better terms.
Mintos finally gets tough on Aforti, at last. Mintos expect to obtain a full recovery on Akulaku loans. Key financial information of each Mintos lender.
All Figures in EUR million profits annualised where appropriate. Last update 21 November Mogo Jun Dec 4. Our Mintos lender ratings.
Consider country risk too. Latest rating changes - November Wowwo Wowwo published its audited financial statements for New: Podemos Progesar Podemos is a strange Mexican lender.
Farewell to Rating confirmed: Iute Iute released their Q3 report and the results continue to be strong.
Placet Group Placet Group has long been one of the strongest loan originators on Mintos. Wowwo Wowwo sensibly reduced the size of its loan book during 1H while still managing to grow its profit levels strongly compared to Kviku We cut Kviku's score ahead of the release of their 1H results.
Stale data Several loan originators have not provided any financial information since Changes in August Creditstar Creditstar published its results for 1H and we liked what we saw.
Evergreen Evergreen is a small British payday lender. Changes in July Rating confirmed: Iute Iute also released their H1 report and we were impressed with the results.
New: Finko UkrPozyka We don't like anything at all about this loan originator. Si nous mettons en rapport la notation de Mintos avec la notation de Fitch, par exemple, nous comprenons rapidement que les notations de Mintos sont plus laxistes.
Etape 3 : Vous pouvez maintenant investir avec Mintos! Etape 4 : Recevez chaque mois vos remboursements ainsi que les rendements de vos placements.
Les fonds investis sont de 4 Auto Invest VS. Nice to Know for Investors. Registration Process. Depositing funds to your investor account is done in three steps: Transferring money into your Mintos account with any of the below listed Funding Methods.
Your funds will be available for investment within the day of confirmed arrival to Peerberry usually banking days. After the funds are received and added to the account, you will receive an e-mail confirmation.
Funding Methods. Bank Transfer. Currency Fair. Mintos Tax. Email support mintos. Opening hours Workdays: Mintos Competitors.
Who can invest? Mintos Statistics. Is Mintos a Scam? Is Mintos Legit? Is It Safe? Other Platforms. Currency Transfer.